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Homeownership Program

Through the power of homeownership, we change lives.

We partner with people in need of decent, affordable housing to build a place to call home.

No matter who you are or where you come from, everyone deserves a decent place to live. People in Habitat’s Homeownership Program partner to build brighter futures for themselves and their families. We work with individuals who might not otherwise qualify for a traditional mortgage.

To purchase a home through Habitat Bucks, applicants must:

  • Live or work in Bucks County
  • Partner with Habitat Bucks, completing “sweat equity” hours and participating in media coverage
  • Have a stable income and satisfactory credit history
  • Show ability to afford the projected mortgage payments
  • Demonstrate need
  • Have a total household gross income that fits within our income guidelines:

See income guidelines

New Home Opportunities

Interested in buying a Habitat Home?

There are currently no home opportunities to apply for.

To be added to our contact list for future home opportunities, please complete our Home Inquiry Form.

Homeownership Program

Application Process

Step 1.

Submit a Home Inquiry Form

Complete our Home Inquiry Form and we’ll contact you when our next home is available!

Step 2.

Submit Application

When homes are available, you will be contacted to attend a home interest meeting to learn more about the property and our program.

Each home requires a complete application that undergoes an extensive review of financial and affordability factors.

Step 3.

Home Visit

As the application process moves forward, you may be asked to meet with members of the Family Selection Committee to review your need for affordable housing and answer any questions you may have about the program.

Step 4.


Once all application materials have been submitted and reviewed, a homebuyer is selected based on financial ability and need.

If you are not accepted at this time, you are still eligible for future opportunities. We may make recommendations for ways to strengthen your application in the future.

Own a Home with Habitat for Humanity of Bucks County

Habitat for Humanity of Bucks County is here to offer a hand  up toward making that dream a reality. We specialize in selling newly constructed or renovated homes to low-income households who live or work in Bucks County through our attainable homeownership program.

Affordable Mortgages, Attainable Dreams

Our homebuyers enjoy the benefits of affordable mortgages, ensuring that housing payments are no more than 30% of their gross monthly incomes. We are committed to making homeownership achievable for everyone, and interested homebuyers can view our current Income Guidelines to understand the possibilities.

How it works: From Inquiry to Keys in Hand

Interested in our homeownership opportunities? First-time homebuyers should complete our Home Inquiry form. By doing so, you’ll be added to our contact list, providing you with notifications about future home opportunities. If you don’t receive a response within a week, please check your span or junk folders.

Building Together: Sweat Equity and Financial Workshops

Before the keys are in hand, our homebuyers invest “sweat equity” by actively participating in the construction of their homes. We also provide essential financial workshops to empower our low-to-moderate income homebuyers on their journey to sustainable homeownership.

Energy-Efficient and Sustainable Homes

Since 1990, we’ve built more than 127 homes in Bucks County! Habitat Bucks’ takes pride in building ENERGY STAR® compliant homes, incorporating energy-efficient features such as windows, doors, and appliances. Our renovated homes are thoughtfully updated with modern kitchens, bathrooms, and more.

Equal Housing Opportunity for All

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are not barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, or any other basis as required by law.

Ready to embark on your homeownership journey? Explore our available homes and take the first step toward affordable and attainable homeownership in Bucks County.

For emergency housing assistance

Call the Bucks County Housing Link Helpline to connect to available services: 1-800-810-4434.

FAQs about Habitat for Humanity


How does it work?

Through volunteer labor and donations of money and materials, Habitat builds and renovates simple, decent houses with the help of the homebuyer. Habitat houses are sold at no profit and financed with affordable loans.

Habitat is not a giveaway program. In addition to monthly mortgage payments, homeowners invest hundreds of hours of their own labor—sweat equity—into building their Habitat house and the houses of others.


How much does a Habitat house cost?

Bucks County Habitat homes currently range between $100,000.-$150,000.

Habitat houses are affordable for low-income families because there is no profit included in the sale price. Approved homebuyers never pay more than 30% of their gross monthly income for their housing costs.


How are homebuyers selected?

Those in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homebuyers based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of buyer selection. Neither race nor religion is a factor in homebuyer selection. For more information, please email Family Program Director, Stefanie Clark, at