Homeownership

PREPARING FOR HOMEOWNERSHIP

PREPARING FOR HOMEOWNERSHIP

Achieve the financial goals that will lead you to homeownership!
We offer a FREE homebuyer-readiness program that includes:
• Online webinars
• In-person classes
• One-on-one coaching

All to help you achieve YOUR financial goals:
• Increase your savings
• Improve your credit
• Pay down your debt

Our next cohort will begin late February 2019.
Contact Stefanie Clark at s.clark@habitatbucks.org for more information.

This program is made possible with support from KeyBank, Patricia Kind Foundation and Wells Fargo.

HOMEBUYER PROCESS

HOMEBUYER PROCESS
  • Watch our Homeownership Program video
  • Follow the application process  (includes a review of program qualifications and mortgage-affordability calculations)
  • Contribute sweat equity renovating or building future homes
  • Participate in homebuyer-readiness courses

The application process takes approximately three months; home renovations/construction is typically completed within one year.
Homes are currently available!

Complete our Home Inquiry Form to be added to our Contact List for future home opportunities!
(If you do not receive a response to your submitted form within one week, please check your spam or junk mailbox.)

HOMEBUYER REQUIREMENTS

HOMEBUYER REQUIREMENTS

To purchase a home through Habitat Bucks, applicants must:

  • Currently live or work in Bucks County
  • Partner with Habitat Bucks in completing a minimum of 200 “sweat equity” hours and participating in media coverage
  • Have a stable income and satisfactory credit history (credit counseling referrals available)
  • Show an ability to afford the projected mortgage payments (depending on house location & style, mortgage payments typically range from $900 to $1,300 per month, including taxes, insurance & interest)
  • Demonstrate a need (includes overcrowding, unsafe living conditions, inability to buy due to high costs)
  • Have a total household, gross income that fits within our income guidelines:

*Employment income, child support, long-term disability, SNAP, social security, pension and other benefits are included in calculating gross income.

INCOME GUIDELINES

INTERESTED IN BUYING A HABITAT HOME?

INTERESTED IN BUYING A HABITAT HOME?

No homes are available at this time.

 

  • To be added to our contact list for these and future home opportunities, complete our Home Inquiry Form.

Get a jump start on your homeownership dreams by getting a financial check-up or learning about first-time homebuyer info with these local organizations: Credit Counseling Center     Clarifi     Bucks County Housing Group

OWN A HOME

Habitat for Humanity of Bucks County sells newly constructed or renovated homes to qualified families and individuals who live or work in Bucks County and meet the program qualifications. Our homebuyers purchase their homes with affordable mortgages and pay taxes on the full values of their homes.

Approved homebuyers qualify for monthly housing payments equal to or less than 30% of their gross monthly incomes.

Click here to view our current Income Guidelines.

Complete our Home Inquiry Form to be added to our Contact List for future home opportunities!
(If you do not receive a response to your submitted form within one week, please check your spam or junk mailbox.)

Housing payments include mortgage, property tax, insurance and association fees, if applicable. Prior to purchase, homebuyers invest “sweat equity” by helping to build their homes and attending financial workshops. Since 1990, we have built more than 108 homes in Bucks County! Habitat Bucks’ newly constructed homes meet strict ENERGY STAR® requirements (windows, doors, appliances, etc.), and are built with sustainability in mind. Our renovated homes are updated with new kitchens, bathrooms and more.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are not barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, or any other basis as required by law.

For emergency housing assistance – call Bucks County’s “Housing Link” to connect to available services: 1-800-810-4434.