Many obstacles can block the path to homeownership, and it can difficult to know where to start. To help you move forward on your journey, we offer a FREE homebuyer-readiness program that includes:
• Online webinars
• In-person classes
• One-on-one coaching
Registration is closed for the current session. To be invited to the next session, or
for more information, contact Stefanie Clark at s.clark@habitatbucks.org

Applicants learn about the home-buying process and our homeownership program when each new property is announced. Interested buyers must meet program requirements and submit to a review of income and credit. Homebuyers are selected based on affordability calculations. Applicant need for decent, affordable housing may also be considered. Once selected, homebuyers contribute sweat equity (a minimum of 200 hours assisting with home construction) and complete homebuyer-readiness courses. The application process takes approximately three months; home construction is typically completed within one year. At the end of construction, home purchase occurs with an affordable mortgage.

To purchase a home through Habitat Bucks, applicants must:

• Currently live or work in Bucks County
• Be willing to partner with Habitat Bucks in completing a minimum of 200 “sweat equity” hours and participating in media coverage
• Have a stable income and satisfactory credit history (credit counseling referrals available)
• Show an ability to afford the projected mortgage payments (depending on house location & style, mortgage payments range from $800 to $1,250 per month, including taxes, insurance & interest)
• Demonstrate a need for an affordable home (includes overcrowding, unsafe living conditions)
• Have a total household, gross income that fits within our income guidelines:

*Employment income, child support, long-term disability, SNAP, social security, pension and other benefits are included in calculating gross income.

Applications are being accepted for five single-family homes being offered in Morrisville Borough, Falls Township and in the Fergusonville, Holly Hill and Plumbridge neighborhoods of Bristol Township! To obtain an application for these homes or to be notified of other future opportunities, contact Stefanie Clark at s.clark@habitatbucks.org, and please complete our Pre-Application Form.