Homeownership

PREPARING FOR HOMEOWNERSHIP

PREPARING FOR HOMEOWNERSHIP

Want to know where to start? We offer a FREE homebuyer-readiness program that includes:
• Online webinars
• In-person classes
• One-on-one coaching
For more information about our next cohort, contact Stefanie Clark at s.clark@habitatbucks.org.

HOMEBUYER PROCESS

HOMEBUYER PROCESS

Habitat Bucks invites prospective applicants to learn about the home-buying process and our homeownership program by watching our Homeownership Program Presentation video. Following the application process, which includes a review of program qualifications and mortgage-affordability calculations, homebuyers contribute sweat equity renovating or building their future homes (a minimum of 200 hours). Homebuyers also participate in homebuyer-readiness courses. The application process takes approximately three months; home renovations/construction is typically completed within one year.

HOMEBUYER REQUIREMENTS

HOMEBUYER REQUIREMENTS

To purchase a home through Habitat Bucks, applicants must:

  • Currently live or work in Bucks County
  • Partner with Habitat Bucks in completing a minimum of 200 “sweat equity” hours and participating in media coverage
  • Have a stable income and satisfactory credit history (credit counseling referrals available)
  • Show an ability to afford the projected mortgage payments (depending on house location & style, mortgage payments range from $900 to $1,300 per month, including taxes, insurance & interest)
  • Demonstrate a need (includes overcrowding, unsafe living conditions)
  • Have a total household, gross income that fits within our income guidelines:

*Employment income, child support, long-term disability, SNAP, social security, pension and other benefits are included in calculating gross income.

INCOME GUIDELINES

INTERESTED IN BUYING A HABITAT HOME?

INTERESTED IN BUYING A HABITAT HOME?

Applications are being accepted for three-single family homes being offered in Falls Township and in the Fergusonville (Newportville) and Holly Hill neighborhoods of Bristol Township! Learn more about these homes and the anticipated renovations in our Habitat Bucks – Available Homes video.

OWN A HOME

Habitat for Humanity of Bucks County sells newly constructed or renovated homes to qualified families and individuals who live or work in Bucks County and meet the program qualifications. Our homebuyers purchase their homes with affordable mortgages and pay taxes on the full values of their homes.

Approved homebuyers qualify for monthly housing payments equal to or less than 30% of their gross monthly incomes.

Click here to preview our income guidelines.

Housing payments include mortgage, property tax, insurance and association fees, if applicable. Prior to purchase, homebuyers invest “sweat equity” by helping to build their homes and attending financial workshops. Since 1990, we have built more than 108 homes in Bucks County! Habitat Bucks’ newly constructed homes meet strict ENERGY STAR® requirements (windows, doors, appliances, etc.), and are built with sustainability in mind. Our renovated homes are updated with new kitchens, bathrooms and more.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are not barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, or any other basis as required by law.

For emergency housing assistance – call Bucks County’s “Housing Link” to connect to available services: 1-800-810-4434.