Housing is like a vaccine, keeping people healthy.

Donating to a charity should be an informed decision, not a guess. Giving Tuesday marks the advent of the season of giving in America.  Most of us will be inundated with appeals from charities for donations. I can hear the groans now – my mailbox is full! Yet most of us truly want to be philanthropic: we want to leave our mark and have a positive impact on the world around us. We want to make a difference. So, how do you decide which charities to support? And how can you be sure your gift will be put to good use? These