Habitat for Humanity -- Bucks County  
 
  The Habitat Update -JANUARY 2007
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Dear Habitat Supporter,

Welcome to the January edition of the Habitat Update – happy 2007 to you! The Habitat Update functions as a way to improve communication about the goings-on of Habitat for Humanity of Bucks County, and will be sent once a month. If you have information to send to others as part of the Update, or would like to make a suggestion in regard to the content or style of the update, please contact me (m.martin@habitatbucks.org or 215.348.2204 x306). If you prefer to have a hard copy version sent to you or would not like to be included on this distribution list, please respond stating your preference.

Take Care!
Mikaela

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JANUARY 2007 UPDATE

CONSTRUCTION VOLUNTEER OF THE MONTH: Greg Bishop

GROUPS ON SITE: US Navy, Doylestown United Methodist Church, Redeemer Lutheran Church, Johnson & Johnson Consumer Products, Delaware Valley College

GROUPS PROVIDING LUNCHES: Johnson & Johnson Consumer Products, Blooming Glen Mennonite Church, 1st Savings Bank of Perkasie

NUMBER OF VOLUNTEER HOURS LOGGED AT EMERALD HOLLOW TO DATE: 88,569

NUMBER OF VOLUNTEERS AT EMERALD HOLLOW TO DATE: 10,046

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WELCOMING…
The Family Selection Committee recently accepted the following families: Joseph Deng of Telford and Stephen Maina and Mary Kamau of Quakertown. Joseph will be joined by his girlfriend, mother and siblings, the latter of which are awaiting entry to the United States from Sudan. Stephen and Mary are excited about working toward a home for them and their daughter, Sarita.

Two families have received their Letters of Intent, which outlines the specific home they will be purchasing. Congratulations to Brian Staats, who will move into Cluster 10, and to James Ndungu and Margaret Mungai, and their daughters, Suzie and Winnie, who will move into Cluster 12.

The Andrew family, parents Brian and Tarah with children Kassidee, Chaise and Mollie, recently completed their conditional acceptance (an Emerald Hollow Two opportunity to complete a goal before entering the formal homeownership partnership). They are looking to purchase an end unit in Cluster 12.


ON SITE…
In Cluster 12, carpet, trim, and cabinets have been installed in the final mid-unit and settlement will be in early February. Drywall has been completed in the end-units.

Cluster 11 foundations have been completed and 1st and 2nd story framing has begun on two of the homes.


REACHING OUT…
Attention Builders & Suppliers! Spring is around the corner, and another Habitat Bucks Bargain Barn ReSale is coming up on Sat., Mar. 17, from 7am-noon at our Big Red Barn in Quakertown (1733 Creamery Road). We are accepting donations for the event through Fri., Mar. 9. Keep us in mind for donations as your company completes its annual inventory! Do you have any materials, appliances, tools, etc. that you would be willing to donate? We’ll happily accept:
· New and unused building materials and supplies, including lumber, carpeting, windows, doors, unopened paint, lighting and interior fixtures, etc.
· New appliances
· New and gently used garden, power and hand tools
· Extension ladders
· New and gently used furniture and children’s items such as strollers and playpens
All donations are tax deductible; all funds raised support the mission of Habitat Bucks. For more information, contact Trish at t.schoor@habitatbucks.org or x303.


JOIN US…
The Faith Relations Committee will meet on Tues. Feb. 13 at the Habitat office at 6:30pm. We’d love to see you there! Committee members partner with faith groups in Bucks County to promote Habitat’s mission. They focus on advocacy, diversity, fellowship and fundraising and organize the annual Building on Faith Week. Members also assist with dedication ceremonies, speak to congregations, and promote Habitat’s mission at special events. For more information, contact Laura at l.mcclellan@habitatbucks.org or x302.


REACHING OUT…

The Faith Relations Committee will meet on Tuesday Dec. 12 at the Habitat office at 6:30pm. We’d love to see you there! Committee members partner with faith groups in Bucks County to promote Habitat’s mission. They focus on advocacy, diversity, fellowship and fundraising and organize the annual Building on Faith Week. Members also assist with dedication ceremonies, speak to congregations, and promote Habitat’s mission at special events. For more information, contact Laura at l.mcclellan@habitatbucks.org or x302.

Women Build 2007 is here! Though we can hardly believe it, we are about to begin our third year of Women Build! You may have heard of the program over the past two years, and hopefully you have found a way to get involved that works for you. If you haven’t, now is a great time to get on board. We are holding two interest meetings:
· Wed., Feb. 28, from 6:30pm – 8pm at Rolling Hills Methodist Church, 7028 Easton Rd., Pipersville
· Fri., Mar. 9, from 11am – 12:30pm at the Habitat Bucks office, 215 Matthews Ave., New Britain

This informational meeting will tell you everything you need to know about the 2007 program, including ways to be involved throughout the year and the greatly anticipated Women Build-a-Thon Week 2007. Veteran and new Women Build-ers are invited! Bring your friends, co-workers, sisters, daughters and mothers. For more information, contact Laura at l.mcclellan@habitatbucks.org.

Habitat Bucks has formed a “ReStore” Committee! The Habitat ReSale has evolved into an effort to capitalize even further on its success by investing in the formation of a full-fledged building supplies materials store, a ReStore. ReStore is a trademarked Habitat for Humanity brand name for over 500 retail enterprises across the United States and Canada, and supports the overall mission by providing affiliates’ operations with a steady stream of income. The goal of the project is not just revenue for overhead, but to build organizational capacity that will enable us to continue to build safe, decent and affordable housing in Bucks County. The Habitat Bucks ReStore Committee was formed in Nov. 2006 to spearhead the task of implementing a business plan, researching potential commercial retail space and fundraising. Fifteen members compose the task force: Tom Richards (chairperson), Jim Dowling, Melissa Harris, Don Houghton, Diana Kayes, Gena McCleary, Joel Stewart, Neil Vora, Patrick McGrath, Kim Noble, Rick Ottinger, Lori Petersen, Patti Post and staff representatives Linda Andrews and Trish Schoor. Think you’re interested in joining the committee? Contact Laura at l.mcclellan@habitatbucks.org or x302!

Come out to the Habitat Bucks Bargain Barn ReSale, Sat. Mar. 17 from 7am-noon at our Big Red Barn on 1733 Creamery Road, Quakertown (map). Don’t miss the selection of top-notch building and remodeling items at discount rates! New and gently used items include kitchen and bath cabinetry and hardware, doors and windows, furniture and much, much more! This sale will feature dining room tables from a nationwide top furniture retailer and a new French double door. For more information, contact Trish at t.schoor@habitatbucks.org or x303.


IN PARTNERSHIP…
Though the Thrivent Builds Homes 2006 partnership has officially drawn to a close, the opportunity for members of Thrivent Financial for Lutherans to continue to support Habitat Bucks remains. Thrivent Builds Giving is a matching-funds program, by which Thrivent will contribute $1 for every $2 donated by one of its members! If you are a Thrivent member and are considering becoming a Habitat Bucks donor, this is an excellent way to maximize your contribution. For more information, check out the Thrivent Builds Giving website http://www.thriventbuilds.com/giving/buildsgiving/index.html.

GIVING THANKS…
Nearly 75 volunteers, 50 of them under the age of 18, gathered at Buckingham Friends School on Mon., Jan. 15 for the Habitat Bucks MLK Day project. This year our project was four-fold: creating “welcome home” dedication baskets for our partner families, assembling “thank you snack packs” for our volunteers on the construction site, decorating house-shaped thank you cards for our families to use and building birdhouses to raise funds. Everyone involved, both volunteers from the school and those that participated through CB Cares, really stepped up and, consequently, we can’t use our small conference room! Our families and volunteers will be well-cared for in the coming months. Our heartfelt thanks to everyone that participated!


MAKING NOTE…
Planning for IRA Rollover Gifts in 2007
In the Pension Protection Act of 2006, Congress permitted a direct IRA Rollover to charity for the first time. IRA owners who were age 70½ or older could transfer up to $100,000 directly from an IRA to charity. The rollover is not included in taxable income and may reduce taxes for some IRA owners. Since the IRA Rollover also qualifies for the required minimum distribution from an IRA, it’s helpful to plan ahead for 2007. The IRA owners who will gain most benefit from the rollover are the convenience donor, the generous donor, the social security donor, the non-itemizer donor and the major donor:

· Convenience Donor - Many people use the IRA Rollover gift because it is very convenient. The transfer is made directly from the IRA custodian to the charity, and it is a simple and easy method for making a charitable gift.
· Generous Donor - Many donors are very generous and some even give to the maximum 50% of adjusted gross income that may be deducted in a particular year. A few generous donors also have carry forwards. By making gifts from an IRA directly to charity that are not included in taxable income, these generous owners are able to deduct their other gifts or their carry-forwards. The IRA rollover can facilitate both charitable giving and tax savings through the other deductions.
· Social Security Donor - A portion of Social Security is taxable, depending upon your income level. Some persons pay no tax on Social Security, some pay tax on one-half of Social Security and higher-income persons pay tax on 85% of Social Security. By making IRA Rollover gifts, it may be possible to stay at a lower total income level and pay less tax on Social Security payments.
· Non-Itemizer Donor - Approximately 2/3 of Americans age 70 take the standard deduction and do not itemize. By making charitable gifts directly from and IRA and reducing the part of the required minimum distribution payable and taxable, an IRA owner can take the standard deduction and still save taxes. Tax savings occur because the donor's income is lower since the taxable payout from the IRA is reduced.
· Major Donor - Some individuals have quite large IRAs and also are fortunate to have CDs, stock, land or other property. Major IRA donors have the ability to give up to $100,000 from their IRA and reduce income by not taking a required minimum distribution. This could save a substantial amount of tax for persons with higher incomes.
· IRA Rollover Planning - It is early in year 2007, but an IRA distribution can be taken anytime during the year. Some donors who would like to help their favorite charity may choose to make the IRA Rollover gift early in the year to accomplish a charitable purpose.

For more information about using your IRA to benefit Habitat for Humanity of Bucks County, contact Trish at t.schoor@habitatbucks.org or x303

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Mikaela D. Martin
Marketing + Public Relations Director
Habitat for Humanity of Bucks County
215 Matthews Avenue
New Britain, PA 18901
215.348.2204 x306
fax: 215.348.7988
www.habitatbucks.org

From 2005-2008, Habitat for Humanity will build 36 affordable homes in Bucks County. Each home will require a commitment of 2000 volunteer hours and financial contributions averaging $4,250 per day. Habitat relies strictly on the generosity and commitment of our neighbors and partner families to provide these resources, and to make safe, affordable housing a matter of conscience and action in our community.

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